Pay-after-pass prop firms (2026)
With these models you pay a small amount to start (sometimes just $5) and the activation fee only if you pass. Fail, and you've lost very little.
The list (9 firms)
| # | Firm | Score | Starting price | Profit split | |
|---|---|---|---|---|---|
| 1 |  FundedElite | 7.2/10 | $5 (+ $159 activation fee when funded) $25,000 · Flash Activation | 80% | Visit firm* |
| 2 |  Maven Trading | 7.2/10 | $5 + $40 when funded $2,000 · Buy Now, Pay Later Challenge | 80% | Visit firm* |
| 3 |  The5ers | 6.7/10 | $95 + $205 after passing $100,000 · Bootcamp 3-Step | 80% | Visit firm* |
| 4 |  Orion Funded | 6.3/10 | $7 + $69 activation fee $5,000 · Orion Nova | 80% | Visit firm* |
| 5 |  Funded Trading Plus | 6.2/10 | $4 + $179 after passing $25,000 · Activation Account | 80% | Visit firm* |
| 6 |  For Traders | 5.8/10 | $29 + $189 activation fee $25,000 · Pay After Pass | 80% | Visit firm* |
| 7 |  Atmos Funded | 5.8/10 | $5 (+ $79 activation fee when funded) $10,000 · Nova | 80% | Visit firm* |
| 8 |  Top One Trader | 5.6/10 | $7 + $165 activation fee $25,000 · Nova Challenge | 80% | Visit firm* |
| 9 |  QT Funded | 5.5/10 | $2.50 + $70 activation fee $5,000 · QT 1 Step BNPL | 80% | Visit firm* |
List prices without discount codes, checked on 14 November 2026. Firms change prices often, so confirm on their website before you buy.
Our top 3
- FundedElite – News, hedging, martingale and grid allowed
- Maven Trading – Very low entry prices
- The5ers – Very cheap way in, small accounts from about $19
How we picked
Programs with a starting fee plus activation after passing are included.
The column shows the lowest starting fee, with the funding fee in brackets.
Frequently asked questions
Which prop firms offer pay after pass?
9 firms meet the criteria. The highest scoring are FundedElite, Maven Trading, The5ers.
Does it cost more in the end?
Almost always. The starting fee plus activation usually adds up to more than a standard challenge. It's worth it if you expect a few failed attempts.